Surijit Dcosta.

Surijit handles bridging finance and short-term lending for us. A bridging loan is a short-term loan that covers the gap until a property sale goes through or a longer-term mortgage is in place. Say you have won a lot at auction, where you usually have to complete inside 28 days, or you need to buy your next home before the old one has sold so a chain does not fall apart. Surijit gets the funding lined up so you complete on time.

The lenders he uses are set up for time-sensitive deals, so an offer can land quickly when the clock is running. He also walks you through what a bridge actually costs and how you will clear it (your exit strategy, meaning the way you repay the loan) before anything is signed. That way the fast route is also the sensible one.