First-Time Buyer Mortgages
Getting on the UK property ladder is a big step. As a first-time buyer, you’ll face unique mortgage challenges like saving for a deposit, proving affordability, and understanding government schemes that could help you.
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First-Time Buyer Mortgage Advice
Getting on the UK property ladder is a big step. As a first-time buyer, you’ll face unique mortgage challenges like saving for a deposit, proving affordability, and understanding government schemes that could help you.
The good news is that there are plenty of mortgage options available. Some lenders will accept a 5% deposit, and others offer products tailored to those with limited credit history. You may also qualify for schemes such as Shared Ownership, First Homes, or the Mortgage Guarantee Scheme.
At Clearview Mortgage Solutions, our specialists understand the needs of first-time buyers. They’ll explain your options in plain English, guide you through the application, and match you with lenders most likely to say yes.
Find out how much you could borrow and what your monthly repayments might look like.
If you've got bad credit or are self-employed, we can still help you get approved for a mortgage. Find out what your payments could be with our helpful calculator.
Read our full guide here
Want more details? Our complete guide explains deposits, government schemes, and what to expect during the first-time buyer process.
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Work out your affordability
Use our free calculator to estimate your monthly capital and interest repayments—see how loan amount, rate and term affect your budget before you apply.
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Explore our mortgage guides
Our jargon-free guides cover deposits, LTV, stamp duty and the mortgage application process for first-time buyer—so you know what to expect.
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Compare mortgage rates
Filter by rate type, term and product fee across 90+ UK lenders. See which mortgage products could save you money.
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Get personalised mortgage advice
Our CeMAP-qualified mortgage advisers compare products from 90+ UK lenders and guide you through the mortgage application—no obligation.
First-Time Buyer Mortgage Guides
In-depth guides to help you understand every aspect of first-time buyer mortgages. Written by our CeMAP-qualified advisers.
Mortgage Tools & Calculators
Professional tools designed to help you understand your mortgage options, compare rates, and make informed decisions about your financial future.
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