Equity Release Mortgages
Equity release allows homeowners aged 55 and over to access the wealth tied up in their property without having to sell or move. It can provide a tax-free lump sum or regular income to supplement your retirement, fund home improvements, help family members, or cover care costs. The loan plus accumulated interest is typically repaid when you die or move into long-term care. Our [borrowing calculator](/calculators/borrow-amount) can give you an initial indication of the amounts involved.
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Equity Release Mortgage Advice
Equity release allows homeowners aged 55 and over to access the wealth tied up in their property without having to sell or move. It can provide a tax-free lump sum or regular income to supplement your retirement, fund home improvements, help family members, or cover care costs. The loan plus accumulated interest is typically repaid when you die or move into long-term care. Our borrowing calculator can give you an initial indication of the amounts involved.
There are two main types of equity release: lifetime mortgages, where you borrow against your home and the interest rolls up over time, and home reversion plans, where you sell a share of your home in exchange for a lump sum. Lifetime mortgages are by far the most popular option, accounting for the vast majority of equity release plans in the UK.
At Clearview Mortgage Solutions, our advisers are qualified to advise on equity release products. We’ll explain all the options, help you understand the long-term costs, and ensure you make an informed decision that’s right for you and your family.
Read our full guide here
Our comprehensive guide explains how equity release works, the differences between lifetime mortgages and home reversion plans, and the important safeguards that protect you.
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Equity Release Mortgage Guides
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