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Moving Home Mortgages

Moving home usually means a new mortgage—whether you’re porting your existing deal, taking a product transfer, or switching to a new lender. Your options depend on your current deal, equity, and how much you need to borrow.

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Moving Home Mortgage Advice

Moving home usually means a new mortgage—whether you’re porting your existing deal, taking a product transfer, or switching to a new lender. Your options depend on your current deal, equity, and how much you need to borrow.

You might be able to port your mortgage to the new property, borrow more for a bigger home, or simply switch to a better rate when your fixed term ends. Timing and early repayment charges (ERCs) are key.

At Clearview Mortgage Solutions, we’ll review your current mortgage, explain porting and product transfer, and help you find the best deal for your move.

Read our full guide here

Want more details? Our complete guide explains porting, additional borrowing, and how to time your move.

  1. Work out your affordability

    Use our free calculator to estimate your monthly capital and interest repayments—see how loan amount, rate and term affect your budget before you apply.

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  2. Explore our mortgage guides

    Our jargon-free guides cover deposits, LTV, stamp duty and the mortgage application process for moving home—so you know what to expect.

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  3. Compare mortgage rates

    Filter by rate type, term and product fee across 90+ UK lenders. See which mortgage products could save you money.

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  4. Get personalised mortgage advice

    Our CeMAP-qualified mortgage advisers compare products from 90+ UK lenders and guide you through the mortgage application—no obligation.

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Got Questions?
We've Got Answers

Find quick answers to the most common mortgage questions. Can't find what you're looking for? Our team is here to help.

This is called porting. Many mortgages are portable, but your lender will reassess your affordability based on the new property value and any additional borrowing. If the new property costs more, you may need a top-up loan at a different rate.

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