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Moving Home Mortgages

Port your existing deal, top it up, or switch lenders — your equity does the heavy lifting.

Why moving home?

Moving home usually means a new mortgage—whether you’re porting your existing deal, taking a product transfer, or switching to a new lender. Your options depend on your current deal, equity, and how much you need to borrow.

You might be able to port your mortgage to the new property, borrow more for a bigger home, or simply switch to a better rate when your fixed term ends. Timing and early repayment charges (ERCs) are key.

At Clearview Mortgage Solutions, we’ll review your current mortgage, explain porting and product transfer, and help you find the best deal for your move.

Key facts

90+

UK lenders compared

FCA

Regulated advice

Free

Initial consultation

CeMAP

Qualified advisers

Your next moves.

The shortest path from where you are to a real mortgage offer.

Estimate your monthly cost and how much you could borrow with our moving home calculator.

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Run the numbers.

Affordability

How much a UK lender will lend you, based on your income and outgoings.

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BTL max borrowing

Maximum buy-to-let loan from your expected rent — stress tests included.

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Overpayment

See how a small extra payment shortens your term and slashes the interest.

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Loan-to-value

The LTV band that decides which rates you'll qualify for.

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Frequently asked.

This is called porting. Many mortgages are portable, but your lender will reassess your affordability based on the new property value and any additional borrowing. If the new property costs more, you may need a top-up loan at a different rate.

Talk to a specialist.

moving home mortgages have their own quirks. Our CeMAP-qualified advisers compare 90+ UK lenders and explain how each one applies to you — no obligation.

No-obligation chat

Book a call — we'll discuss your situation and what you're trying to achieve, no commitment.

Higher approval confidence

Our brokers know which lenders suit first-time buyers, remortgagers, buy-to-let, and complex cases.

Service that performs

Clear communication, realistic timelines, and the right product — not just the lowest headline rate.