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Remortgaging

Remortgaging simply means moving from your current mortgage deal to a new one, either with your existing lender or a different one. Most people remortgage when their initial fixed or discounted deal ends, as moving onto a standard variable rate (SVR) usually means higher monthly payments.

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Remortgage Mortgage Advice

Remortgaging simply means moving from your current mortgage deal to a new one, either with your existing lender or a different one. Most people remortgage when their initial fixed or discounted deal ends, as moving onto a standard variable rate (SVR) usually means higher monthly payments.

There are lots of reasons to remortgage. You might want to save money with a better rate, borrow more to fund home improvements, release equity for another purpose, or consolidate debts. Some people also remortgage to switch to a more flexible deal.

At Clearview Mortgage Solutions, our specialists understand the remortgage process inside out. They’ll review your situation, explain your options in plain English, and match you with lenders offering the most suitable deals.

Find out when you can remortgage and how to get the best remortgage deal.

If you're remortgaging with bad credit or are self-employed we can help you find the options available. Find out what your payments could be with our helpful remortgage calculator.

Read our full guide here

Want more details? Our complete guide explains how remortgaging works, when to consider it, and what alternatives may be available.

  1. Work out your affordability

    Use our free remortgage calculator to estimate your new monthly capital and interest repayments—see how loan amount, rate and term affect your budget before you apply.

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  2. Explore our mortgage guides

    Our jargon-free guides cover deposits, LTV, stamp duty and the mortgage application process for remortgage—so you know what to expect.

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  3. Compare mortgage rates

    Filter by rate type, term and product fee across 90+ UK lenders. See which mortgage products could save you money.

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  4. Get personalised mortgage advice

    Our CeMAP-qualified mortgage advisers compare products from 90+ UK lenders and guide you through the mortgage application—no obligation.

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Find quick answers to the most common mortgage questions. Can't find what you're looking for? Our team is here to help.

A full remortgage with a new lender typically takes 4–8 weeks from application to completion. A product transfer with your existing lender can often be done in a few days. We recommend starting the process at least 3–6 months before your current deal ends so you can lock in the best rate.

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