Remortgaging
Your fixed rate is ending — act now before your lender moves you onto the SVR.
Why remortgage?
Remortgaging simply means moving from your current mortgage deal to a new one, either with your existing lender or a different one. Most people remortgage when their initial fixed or discounted deal ends, as moving onto a standard variable rate (SVR) usually means higher monthly payments.
There are lots of reasons to remortgage. You might want to save money with a better rate, borrow more to fund home improvements, release equity for another purpose, or consolidate debts. Some people also remortgage to switch to a more flexible deal.
At Clearview Mortgage Solutions, our specialists understand the remortgage process inside out. They’ll review your situation, explain your options in plain English, and match you with lenders offering the most suitable deals.
Key facts
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Your next moves.
The shortest path from where you are to a real mortgage offer.
Estimate your monthly cost and how much you could borrow with our remortgage calculator.
Open calculatorRun the numbers.
Read the guides.
Explainers covering deposits, schemes, the application, and what lenders actually look for.
Guides about Remortgage mortgages
A guide to remortgaging
Why people remortgage, how the process works, and what to consider before switching deals.
ReadHow to remortgage an inherited property
Probate, transferring the mortgage, and options when you inherit a property with an existing loan.
ReadWhen to remortgage
The best time to start looking, what happens when your fixed rate ends, and early repayment charges.
ReadRemortgage to release equity
How equity release works, what you can use the funds for, and the risks to be aware of.
Read
Frequently asked.
A full remortgage with a new lender typically takes 4–8 weeks from application to completion. A product transfer with your existing lender can often be done in a few days. We recommend starting the process at least 3–6 months before your current deal ends so you can lock in the best rate.
Talk to a specialist.
remortgage mortgages have their own quirks. Our CeMAP-qualified advisers compare 90+ UK lenders and explain how each one applies to you — no obligation.
No-obligation chat
Book a call — we'll discuss your situation and what you're trying to achieve, no commitment.
Higher approval confidence
Our brokers know which lenders suit first-time buyers, remortgagers, buy-to-let, and complex cases.
Service that performs
Clear communication, realistic timelines, and the right product — not just the lowest headline rate.