Clearview Mortgage Solutions logo

Bridging Loans Mortgages

A bridging loan is a short-term finance solution that helps you move quickly when timing is critical. Whether you need to complete a property purchase before selling your current home, finance an auction purchase within a tight deadline, or fund a renovation project, bridging loans provide fast access to large sums that traditional mortgages cannot match for speed. Use our [borrowing calculator](/calculators/borrow-amount) to get a sense of how much you could access.

On this page

Bridging Loans Mortgage Advice

A bridging loan is a short-term finance solution that helps you move quickly when timing is critical. Whether you need to complete a property purchase before selling your current home, finance an auction purchase within a tight deadline, or fund a renovation project, bridging loans provide fast access to large sums that traditional mortgages cannot match for speed. Use our borrowing calculator to get a sense of how much you could access.

Bridging loans typically last from a few weeks to 12 or 18 months and are secured against property. Interest rates are higher than standard mortgages because the loan is short-term, but the speed and flexibility they offer can make them invaluable in the right circumstances. The interest is usually rolled up into the loan rather than paid monthly.

At Clearview Mortgage Solutions, we work with specialist bridging lenders to find competitive rates and terms. Our advisers will assess whether a bridging loan is the right solution for your situation and ensure you have a clear exit strategy before proceeding.

Read our full guide here

Our complete guide explains how bridging loans work, the difference between open and closed bridging, and the costs and risks you need to understand before taking one out.

  1. Work out your affordability

    Use our free calculator to estimate your monthly capital and interest repayments—see how loan amount, rate and term affect your budget before you apply.

    Use calculator
  2. Explore our mortgage guides

    Our jargon-free guides cover deposits, LTV, stamp duty and the mortgage application process for bridging loans—so you know what to expect.

    Browse guides
  3. Compare mortgage rates

    Filter by rate type, term and product fee across 90+ UK lenders. See which mortgage products could save you money.

    Compare deals
  4. Get personalised mortgage advice

    Our CeMAP-qualified mortgage advisers compare products from 90+ UK lenders and guide you through the mortgage application—no obligation.

    Get started

Got Questions?
We've Got Answers

Find quick answers to the most common mortgage questions. Can't find what you're looking for? Our team is here to help.

Bridging loans can often be arranged within 7 to 14 days, and in urgent cases some lenders can complete within 3 to 5 days. This speed is one of the main advantages of bridging finance compared to standard mortgages, which typically take 4 to 8 weeks. Having your documents ready and working with an experienced broker helps speed up the process.

Still have questions?

Our advisers are ready to help you.

Get In Touch