Bridging Loans Mortgages.

A bridging loan is short-term borrowing that lets you act fast when timing matters. Perhaps you need to complete on a new home before your current one has sold. Perhaps you have spotted a property at auction with a tight deadline, or you want to fund a renovation. A bridging loan gives you quick access to a large sum in situations where an ordinary mortgage takes too long. To get a feel for the numbers, try our [borrowing calculator](/calculators/borrow-amount).

These loans usually run from a few weeks up to 12 or 18 months, and they are secured against property. Because the term is so short, the interest rate sits higher than a standard mortgage. What you pay for is speed, and in the right situation that trade is worth it. The interest is normally rolled up (added to the balance) rather than paid each month.

At Clearview Mortgage Solutions we work with specialist bridging lenders to find competitive rates and terms. Before anything goes ahead, one of our advisers will look at your situation, check that a bridging loan really is the right answer, and make sure you have a clear exit strategy (a firm plan for repaying the loan). If you would rather talk it through first, [get in touch with our team](/contact).