Bridging Loans Mortgages
When the 28-day auction clock is ticking, a bridging loan completes in days, not weeks.
Why bridging loans?
A bridging loan is a short-term finance solution that helps you move quickly when timing is critical. Whether you need to complete a property purchase before selling your current home, finance an auction purchase within a tight deadline, or fund a renovation project, bridging loans provide fast access to large sums that traditional mortgages cannot match for speed. Use our [borrowing calculator](/calculators/borrow-amount) to get a sense of how much you could access.
Bridging loans typically last from a few weeks to 12 or 18 months and are secured against property. Interest rates are higher than standard mortgages because the loan is short-term, but the speed and flexibility they offer can make them invaluable in the right circumstances. The interest is usually rolled up into the loan rather than paid monthly.
At Clearview Mortgage Solutions, we work with specialist bridging lenders to find competitive rates and terms. Our advisers will assess whether a bridging loan is the right solution for your situation and ensure you have a clear exit strategy before proceeding.
Key facts
90+
UK lenders compared
FCA
Regulated advice
Free
Initial consultation
CeMAP
Qualified advisers
Your next moves.
The shortest path from where you are to a real mortgage offer.
Estimate your monthly cost and how much you could borrow with our bridging loans calculator.
Open calculatorRun the numbers.
Read the guides.
Explainers covering deposits, schemes, the application, and what lenders actually look for.
Guides about Bridging Loans mortgages
A guide to bridging loans
Everything you need to know about bridging finance, from how it works and what it costs to when it makes sense and when to avoid it.
ReadOpen vs closed bridging loans
Understanding the difference between open and closed bridging loans, including rates, risks, and which type suits different situations.
ReadBridging loans for auction purchases
How to use bridging finance to buy property at auction, meeting the 28-day completion deadline and securing the best deal.
Read
Frequently asked.
Bridging loans can often be arranged within 7 to 14 days, and in urgent cases some lenders can complete within 3 to 5 days. This speed is one of the main advantages of bridging finance compared to standard mortgages, which typically take 4 to 8 weeks. Having your documents ready and working with an experienced broker helps speed up the process.
Talk to a specialist.
bridging loans mortgages have their own quirks. Our CeMAP-qualified advisers compare 90+ UK lenders and explain how each one applies to you — no obligation.
No-obligation chat
Book a call — we'll discuss your situation and what you're trying to achieve, no commitment.
Higher approval confidence
Our brokers know which lenders suit first-time buyers, remortgagers, buy-to-let, and complex cases.
Service that performs
Clear communication, realistic timelines, and the right product — not just the lowest headline rate.