Mortgage broker for London.
Remote, whole-of-market advice for London buyers and homeowners, from a broker on the Liverpool Street line who understands how London incomes and leasehold flats are underwritten.
- UK lenders
- 90+UK lenders
- or in person
- Phone & videoor in person
- Initial advice
- FreeInitial advice
- Google rated
- 5★Google rated
Built for how London actually buys.
Clearview Mortgage Solutions is an FCA-regulated, whole-of-market mortgage and protection broker advising clients across London. Most of that work happens remotely by phone and video, with an in-person option for commuters near our Bishop’s Stortford office, about 45 minutes from Liverpool Street. We place mortgages with 90+ UK lenders for buyers dealing with London prices, leasehold flats, shared ownership, and bonus or self-employed income.
London is one of the toughest markets in the country to get a mortgage agreed in, and it’s usually the cases rather than the lenders that make it hard. Big loan sizes, leasehold flats with service charges and lease lengths to check, shared ownership, larger deposits, and income that’s rarely a flat salary: bonuses, commission, RSUs, day rates, or company profit.
That’s exactly the matching problem a whole-of-market broker is built for. We aren’t a high-street London office, and most of our London clients never need one. We work by phone and video, with evening and weekend calls that fit around work, and we know which lenders treat London incomes and leasehold properties sensibly.
London cases we handle.
First-time buyers and shared ownership
High loan-to-value lending (a large mortgage relative to the property value), shared ownership, and the deposit maths that London prices demand, all explained before you commit to a development.
Bonus, commission and self-employed income
We work with lenders that count variable pay, including bonuses, commission, day rates and company profit, not only basic salary.
Buy-to-let and limited company landlords
Personal and Ltd-company buy-to-let for London’s rental market, including higher-rate-taxpayer and portfolio structuring.
Remortgaging leasehold flats
Switching rate on a leasehold flat, including the lease length, service charge and cladding checks that trip up high-street applications.
How we work with London clients.
We don’t have a London office, and for mortgage advice you almost never need one. It’s handled by phone, video and email. If you’d rather meet in person, our office in Bishop’s Stortford is about 45 minutes from Liverpool Street on the Greater Anglia line.
Visit our Bishop’s Stortford officeHow the process runs
Most London clients work with us entirely remotely. A typical engagement looks like:
- Video or phone consultation
- Evening & weekend calls around work
- Documents shared securely online
- Agreement in Principle before you offer
- We handle the lender application
- In-person option in Bishop’s Stortford
London mortgage questions.
- Do you have a London office?
- No. We advise London clients remotely by phone and video, and in person at our Bishop’s Stortford office (about 45 minutes from Liverpool Street). For mortgage advice, working remotely is the norm and makes no difference to the lenders or rates available to you.
- Can you use my bonus or commission for affordability?
- Often, yes. Lenders treat variable income very differently: some count a percentage of your bonus or commission, others average it out. As a whole-of-market broker we place your case with the ones that read your income most favourably.
- Can you help with leasehold flats and shared ownership?
- Yes. Both are common in London and both come with quirks: lease length, service charges, cladding, and staircasing on shared ownership (buying extra shares in your home over time). We work with lenders who are comfortable with these and flag any issues early.
- Do you do limited-company buy-to-let in London?
- Yes. A lot of London landlords now buy through a limited company for tax reasons. We advise on both personal and Ltd-company buy-to-let and the lenders that support each.
- Is it a problem that you’re not based in London?
- No. Mortgage advice is delivered remotely, and the lender panel, rates and criteria we can access are identical wherever we sit. What matters is whole-of-market access and knowing how London cases are underwritten, which is what we bring.
Get a London case looked at properly.
Free and no-obligation, by phone or video. Tell us the property and your income and we’ll tell you honestly what’s achievable and which lenders to approach.