Self-Employed Mortgages
Getting a mortgage when you're self-employed is possible, but lenders will want to see evidence of your income. They typically look at your accounts, SA302s, or accountant’s certificates rather than payslips.
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Self-Employed Mortgage Advice
Getting a mortgage when you're self-employed is possible, but lenders will want to see evidence of your income. They typically look at your accounts, SA302s, or accountant’s certificates rather than payslips.
Sole traders, limited company directors, and contractors may need different documentation. Some lenders use your net profit, others your salary plus dividends; a broker can tell you which lenders suit your set-up.
At Clearview Mortgage Solutions, our advisers specialise in self-employed applications. We’ll help you gather the right evidence and match you with lenders who understand your income type.
Find out how much you could borrow based on your self-employed income.
If you have bad credit as well as self-employed income, we can still help you explore your options. Find out what your payments could be with our helpful calculator.
Read our full guide here
Want more details? Our complete guide explains SA302s, accountant letters, and which lenders are best for self-employed borrowers.
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