Self-Build Mortgages
Building your own home can be one of the most rewarding ways to get onto the property ladder or create your dream home. Self-build mortgages work differently from standard mortgages because the funds are released in stages as the build progresses, rather than as a single lump sum on completion.
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Self-Build Mortgage Advice
Building your own home can be one of the most rewarding ways to get onto the property ladder or create your dream home. Self-build mortgages work differently from standard mortgages because the funds are released in stages as the build progresses, rather than as a single lump sum on completion.
The process involves buying land, obtaining planning permission, managing the construction, and drawing down mortgage funds at key milestones. Lenders assess both your personal affordability and the viability of the build project, including detailed plans, costings, and often a project manager’s credentials. Our borrowing calculator can give you a starting point for understanding what you could afford.
At Clearview Mortgage Solutions, we work with specialist self-build lenders who understand the unique challenges of building your own home. Our advisers will help you structure the finance, navigate the stage payments, and keep the project on track from plot purchase to moving in.
Read our full guide here
Want more details? Our complete guide explains how self-build mortgages work, what stage payments involve, and how to find and finance a building plot.
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Self-Build Mortgage Guides
In-depth guides to help you understand every aspect of self-build mortgages. Written by our CeMAP-qualified advisers.
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