Right to Buy Mortgages
Right to Buy gives eligible council tenants in England the right to purchase their home at a significant discount. If you have been a public sector tenant for at least three years, you could receive a discount of up to £102,400 outside London (or £136,400 in London boroughs), depending on how long you have been a tenant and whether the property is a house or a flat.
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Right to Buy Mortgage Advice
Right to Buy gives eligible council tenants in England the right to purchase their home at a significant discount. If you have been a public sector tenant for at least three years, you could receive a discount of up to £102,400 outside London (or £136,400 in London boroughs), depending on how long you have been a tenant and whether the property is a house or a flat.
The discount can be used as part or all of your deposit, which means you may be able to buy your home with little or no savings of your own. Many lenders offer specialist Right to Buy mortgage products designed to work alongside the discount, and some will lend up to 100% of the discounted purchase price.
At Clearview Mortgage Solutions, we have helped many tenants turn their council home into their own property. Our advisers will check your eligibility, calculate your likely discount, and find a mortgage that makes the purchase affordable. Try our borrowing calculator to get an initial estimate.
Read our full guide here
Our complete guide explains how Right to Buy works, how your discount is calculated, and what to expect during the buying process.
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