New Builds Mortgages

Buying a new build property comes with its own set of mortgage considerations. From longer completion timelines and developer incentives to different deposit requirements and valuation approaches, new build mortgages require careful planning and specialist knowledge. Use our stamp duty calculator to see what tax you might owe on a new build purchase.

Many lenders have specific new build policies, including maximum loan-to-value ratios that may be lower than for existing properties, and requirements around the developer’s warranty. Some also restrict lending on certain types of new build, such as high-rise flats or properties purchased off-plan.

At Clearview Mortgage Solutions, we understand the new build process inside out. Our advisers work closely with developers and lenders to ensure your mortgage is in place when you need it, even when completion dates shift.