Help to Buy ISAs Mortgages
The Help to Buy ISA and the Lifetime ISA (LISA) are government-backed savings accounts that give first-time buyers a bonus towards their deposit. The Help to Buy ISA offered a 25% bonus on savings up to £12,000, while the Lifetime ISA offers a 25% bonus on up to £4,000 saved each year.
On this page
Help to Buy ISAs Mortgage Advice
The Help to Buy ISA and the Lifetime ISA (LISA) are government-backed savings accounts that give first-time buyers a bonus towards their deposit. The Help to Buy ISA offered a 25% bonus on savings up to £12,000, while the Lifetime ISA offers a 25% bonus on up to £4,000 saved each year.
Although the Help to Buy ISA closed to new accounts in November 2019, existing account holders can continue to save and claim their bonus until November 2029. The Lifetime ISA remains open and is the main government-backed savings vehicle for first-time buyers today.
At Clearview Mortgage Solutions, we help first-time buyers make the most of their ISA savings and government bonuses. Our advisers understand the rules around when and how the bonus is paid, and can ensure your purchase runs smoothly.
Read our full guide here
Our complete guide explains how both the Help to Buy ISA and Lifetime ISA work, the key differences, and how to claim your bonus when buying your first home.
- Use calculator
Work out your affordability
Use our free calculator to estimate your monthly capital and interest repayments—see how loan amount, rate and term affect your budget before you apply.
- Browse guides
Explore our mortgage guides
Our jargon-free guides cover deposits, LTV, stamp duty and the mortgage application process for help to buy isas—so you know what to expect.
- Compare deals
Compare mortgage rates
Filter by rate type, term and product fee across 90+ UK lenders. See which mortgage products could save you money.
- Get started
Get personalised mortgage advice
Our CeMAP-qualified mortgage advisers compare products from 90+ UK lenders and guide you through the mortgage application—no obligation.
Help to Buy ISAs Mortgage Guides
In-depth guides to help you understand every aspect of help to buy isas mortgages. Written by our CeMAP-qualified advisers.
Mortgage Tools & Calculators
Professional tools designed to help you understand your mortgage options, compare rates, and make informed decisions about your financial future.
Got Questions?
We've Got Answers
Find quick answers to the most common mortgage questions. Can't find what you're looking for? Our team is here to help.
Still have questions?
Our advisers are ready to help you.