Help to Buy ISAs Mortgages
Help to Buy and Lifetime ISA bonuses can add up to £1,000 a year to your deposit.
Why help to buy isas?
The Help to Buy ISA and the Lifetime ISA (LISA) are government-backed savings accounts that give first-time buyers a bonus towards their deposit. The Help to Buy ISA offered a 25% bonus on savings up to £12,000, while the Lifetime ISA offers a 25% bonus on up to £4,000 saved each year.
Although the Help to Buy ISA closed to new accounts in November 2019, existing account holders can continue to save and claim their bonus until November 2029. The Lifetime ISA remains open and is the main government-backed savings vehicle for first-time buyers today.
At Clearview Mortgage Solutions, we help [first-time buyers](/mortgage-types/first-time-buyer-mortgages) make the most of their ISA savings and government bonuses. Our advisers understand the rules around when and how the bonus is paid, and can ensure your purchase runs smoothly.
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Read the guides.
Explainers covering deposits, schemes, the application, and what lenders actually look for.
Guides about Help to Buy ISAs mortgages
A guide to Help to Buy ISA mortgages
How the Help to Buy ISA works, the bonus rules, and important deadlines you need to know.
ReadLifetime ISA vs Help to Buy ISA
Comparing the two government savings schemes and understanding which one works best for your situation.
ReadUsing your ISA bonus when buying
When the bonus is paid, how it fits into the buying process, and common pitfalls to avoid.
Read
Frequently asked.
Your first chat with an adviser is free and comes with no obligation. If you choose to go ahead, fees vary depending on the complexity of your case, and you will always know the cost upfront. You will never be charged without agreeing to it first.
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help to buy isas mortgages have their own quirks. Our CeMAP-qualified advisers compare 90+ UK lenders and explain how each one applies to you — no obligation.
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