Guarantor Mortgages
A guarantor mortgage allows a family member — usually a parent or grandparent — to support your mortgage application by using their income, savings, or property as additional security. If you can’t meet a lender’s affordability requirements on your own, a guarantor can help bridge the gap and make homeownership possible.
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Guarantor Mortgage Advice
A guarantor mortgage allows a family member — usually a parent or grandparent — to support your mortgage application by using their income, savings, or property as additional security. If you can’t meet a lender’s affordability requirements on your own, a guarantor can help bridge the gap and make homeownership possible.
These mortgages are particularly popular with first-time buyers who have a steady income but need a little extra support to pass affordability checks or to borrow enough for the property they want. The guarantor doesn’t usually go on the property deeds, meaning you own the home outright while they provide a financial safety net for the lender.
At Clearview Mortgage Solutions, we work with lenders who specialise in guarantor arrangements. Our advisers will explain the options, the responsibilities involved, and find the right product for both you and your guarantor.
Read our full guide here
Our detailed guide explains how guarantor mortgages work, the different types available, and what both borrower and guarantor need to consider before proceeding.
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