Name: Clearview Mortgage Solutions
Address: The Residence Coworking, New Mead Barn, Wickham Hall, Hadham Road, Bishop's Stortford, Hertfordshire, CM23 1JG, GB
Telephone: +442038299515

Before you apply

Work out your deposit (25–40% of property value)
Check your personal and business credit history
Estimate expected rental yield or business income
Establish who will own the property (individual or limited company)

Documentation to prepare

Two to three years of business accounts
Up-to-date management accounts
Cash flow projections
Bank statements (last 6 months)
Property valuation or commercial survey (we will carry this out)
Details of existing tenancies or lease agreements
ID and proof of address for all directors

Questions to ask every lender

What is the interest rate, and is it fixed or variable?
What is the arrangement fee?
What are the valuation, legal, and exit fees?
What is the total cost over the full term?
What early repayment charges apply?
What happens when the fixed term ends?

Typical timeline (2–6 weeks)

Week 1: Decision in principle
Week 2: Property valuation
Week 3: Lender underwriting
Week 4: Formal mortgage offer
Week 4–6: Legal, conveyancing, and completion